PANEMFORGE · EST. 2026

Finance tools for freelancers, built to be owned.

No subscriptions. No accounts. No cloud. Everything runs on your own computer, on your own files — with AI doing the busywork and you doing the deciding.

for Freelancers

The AI-Powered Bookkeeping Starter Kit

Five files. Ten minutes to set up. About ten minutes a week after that. Know your numbers without learning accounting software — and without your bank ever being connected to an app.

MODULE 1

Transactions Ledger

Log money-in and money-out with auto tax-category mapping, monthly totals, and a tax snapshot tab. Macro-free Excel, works in Google Sheets.

MODULE 2

Actual Budget Setup Guide

Step-by-step setup for the free, local-first budgeting app — plus a "spreadsheet or Actual?" decision check so you don't build more than you need. (Optional.)

MODULE 3

AI Prompt Pack

Copy-paste prompts that categorize a bank CSV in one paste, draft your weekly money report, flag possible deductions, and run a quarter-end checklist. Works with any AI you already use.

MODULE 4

Weekly Report Template

A one-page weekly money report: income, expenses, one win, one watch item, one next step. Five minutes a week.

Plus a README Quick Start that walks the whole path in 10 minutes. Coming soon: the Quarterly Estimated-Tax Planner.

Founding price — how it works, exactly

We're a new shop. The first buyers take a chance on us, so here's the honest deal:

For the first 15 days after the store goes live, the kit is $19.
After day 15, the price goes to $29 and stays there.
Founding buyers keep $19 forever — including every future update of this same kit.
That's the whole mechanic. No countdown-timer games — when the date says day 16, it's $29.
14-day refund during the founding period: reply to your purchase email, no forms, no hoops.

Your data stays yours

Nothing in this kit requires an account, and nothing gets uploaded anywhere by the kit itself. The files run on your computer; the AI prompts show you how to paste only what's needed — amounts and categories, never account numbers. This kit is a record-keeping aid, not tax advice: anything marked ASK YOUR CPA needs a real professional.